Make better use of your gifts. Everything is a gift. Those credit card bills: gifts. The student loan bills: gifts. Dental or vision? Gifts. The interest-free loan from Grandpa for the car and the Christmas check from Grandma: a gift! And, finally--the sound of those squirrels clawing their way around on the roof, chewing through wood, waking me up multiple times in the night, many nights, finally worth a hundred bucks off next months rent, harkening me back to a time when I lived elsewhere and listened to rats running around on the roof of a shack--priceless. I can hear them now. Gifts.
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